High Risk SR22 Insurance Quotes Rhode Island
Rhode Island DUI SR22 Auto Insurance can be very expensive depending on your circumstances and insurance carrier. If you have been convicted of drunk driving in Rhode Island then it will pay to compare prices for auto insurance once your drivers license is due to be re-instated.
We have partnered with leading insurance carriers in order to provide you with some of the cheapest prices available for your Rhode Island auto insurance needs. Compare rates from several insurance providers in minutes!
Free Rhode Island auto insurance quotes in minutes
It only takes a matter of minutes to fill out the free-no obligations online Rhode Island auto insurance quote form. Once this is done, you will be able to compare Rhode Island auto insurance rates from several leading auto insurance companies and select the policy that is priced right for you. This can save you both time AND money!!
Yes. Non owner Rhode Island SR22 insurance allows the named insured driver to drive any motor vehicle that they are given permission to drive. If you purchase a Rhode Island non-owners SR22 insurance policy, make sure you do not drive any vehicle you have not been given express consent to drive and ensure that the vehicle in question is insured by the owner.
An Rhode Island SR22 non-owners insurance policy is a great way for drivers who do not own a motor vehicle and who may not have regular access to a motor vehicle to meet the states drivers license re-instatement insurance requirements. Purchasing non-owners liability coverage will enable drivers to satisfy the states SR22 insurance requirements without owning a vehicle.
There are three types of Rhode Island SR22 certificates available:
- Rhode Island SR22 Operators Certificate:
This covers the driver for the operation of any non-owned vehicle they have been given permission to drive.
- Rhode Island SR22 Owners Certificate:
This covers the driver to drive any vehicles owned by the driver. The certificate may be issued with the details of the make and model of the drivers automobile or it may cover any vehicle owned by the driver.
- Rhode Island SR22 Operators-Owners Certificate:
This covers any vehicles owned by the driver and any vehicles that are not owned but the driver has been given permission to drive.
Already got an Rhode Island SR22 DUI auto insurance policy?
You could still save hundreds on Rhode Island auto insurance. Requesting an Rhode Island auto insurance quote is FAST, FREE and EASY! Find out how much you could save today. As long as you hold SR22 auto insurance continuously for the time period required in Rhode Island, it does not matter which insurance carrier you have your high risk DUI SR22 auto insurance policy with.
Cheap Rhode Island Auto Insurance Rates
Rhode Island SR-22 auto insurance is usually required for a period of 3 years after a DUI - drunk driving - alcohol related driving conviction and can be very expensive if you go with the wrong provider. Some insurance companies will not even do an SR22 insurance filing. Get a FREE SR22 DUI auto insurance quote and compare rates to find the best deal, simply enter your ZIP code above and you can be comparing prices for Rhode Island auto insurance in a matter of minutes.
Minimum liability insurance requirements for private passenger vehicles in the state of Rhode Island
The minimum mandatory liability insurance coverage required in the state of Rhode Island for private passenger vehicles is (25/50/25). This equates to the following liability coverage:
- $25,000 bodily injury liability (BIL) per person
- $50,000 for two or more people in one accident
- $25,000 property damage liability (PDL) coverage
What is (BIL) Bodily Injury Liability insurance?
(BIL) Bodily Injury Liability insurance coverage will pay for serious and permanent injury or death to other people when a crash is caused by the insured. An auto insurance company will pay for injuries up to the limits specified in an insurance policy and will provide legal representation for the insured in the event someone tries to sue them.
What is (PDL) Property Damage Liability insurance?
(PDL) Property Damage Liability insurance coverage pays for damages an insured driver or members of an insured drivers family cause (and are liable for) to other people's property in a crash involving a motor vehicle.